Direct Lender Payday Loan - Deposit Debit Card Options & Potential Risks

[JuniorDominick]

Loancalculator - I'm trying to understand the fees and interest rates associated with those loans. It looks incredibly complex, and the disclosures aren't always clear. What are some key factors that lenders use to determine repayment terms and what's truly being concealed from borrowers? Can you provide a breakdown of potential costs beyond the initial deposit?